The Federal Government Provides grants and in-kind services for people in need, jobless people, Part time workers and people with less income. Funds are offered on short and long-term basis. According to specific personal needs this category comprises diverse programs like Purchase of a new home, renovation, world tour, Purchase of car etc.
U.S.A Government Personal grants also focus on family need grants like mortgage repayments, house rent, taxes on real estate, school requirements, utility and medical bills, legal services, groceries expenses, fuel expenses, child care and public transportation. Personal grants can be availed for Academic tutoring, eye glasses, after school grants, music lesson, and single parent and even for beauty schools. In short the Personal grant includes the overall welfare of an individual. Personal grants can be availed of up to $130,000.
The U.S Government assures various programs for different individuals and their specific needs. An African American is qualified to apply for more than 10 programs whereas money less are eligible for 30 Programs. Unemployed are eligible to apply for more than 500 grant programs.
Social Security Administration-Disability Insurance Program is oriented towards provision of material needs and also protection of old aged and disabled people against medical expenses due to illness which will exhaust their saved amount, bringing families together and also providing security and good health to growing children.
SSA- Cash Disability Benefits aids the benefits of monthly cash for disabled workers, physically challenged individuals and needy. Disabled widow (er), Surviving spouse due to divorce, and disabled children also get monthly benefits. Vocation rehabilitation assistance is also offered.
SSA-Office of Employment Support Programs, which is a new service of SSA, is dedicated towards promotion of the employment of disabled specially focusing on their Social and security benefits.
A program for health insurance is offered through Medicare for senior citizens of 65 years and above and for disabled people below 65 years. End-stage diseases related to kidney failure etc are also covered for specific people who fall under the eligibility conditions. General eligibility specifies that the applicant and the applicants spouse have worked for a minimum period of ten years with the coverage of Medicare during employment and a senior citizen or residing permanently in U.S with age above 65 are also eligible. Coverage is given for disabled younger persons or persons with kidney disorder, which is chronic. Information regarding Medicare can be obtained by calling 1-800-633-4227.
Health Care Financing Administration (HCFA) provides insurance for health for above 74 million U.S citizens. HCFA provides insurance through Medicare and Medicaid along with State children’s Health Insurance Program. Programs of Medicare and Medicaid are administered by HCFA.
Insure Kids Now Program helps families who are working, to avail low cost or free insurance on health for their kids.
Veterans Administration (VA) gives rehabilitative care for its clients through a wide spectrum of surgical and medical provisions. The goal is to provide benefits and services sharing with care.
Social Security offers information for job seeking disabled people and disability beneficiaries. It also guides about Service providers and employers whose objective is to help the disabled.
VA Vocational Rehabilitation & Employment Services (VR&E) assists people who are affected by to job-0related injuries in seeking suitable employment and to make them live independently in the society.
USDA –Food Stamp Program is a successful assistance program and helps low income families buy nutritional food and good diet.
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